Property transfer under Joint Home Loan
Situation : I have a joint property with my wife in Mumbai and also a joint home loan with IDBI Bank.... Now we are going ahead for separation .. I am applicant and my wife is co-applicant ... the entire loan is passed basis my financial document since my wife is house wife...now my wife had executed the gift deed in my favor and I am okay to replay the entire loan ..
My question: Do I need to submit Gift Deed to remove her name from banking record...
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